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Refinance Types

Choosing the Right Type of Refinancing Loan

There are several types of refinancing loans available for different situations and levels
of financial status. We know the pros and cons of each type and can work with you to
find the product that will fit for you.

HARP Refinance

HARP Refinance

The Home Affordable Refinance Program (HARP) allows you to refinance, even if you’ve found yourself in the unfortunate position of owing more than the home itself is worth. We may be able to help you refinance to a lower rate and payment, even if your home is considerably "underwater".

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15-Year Fixed Refinance

10 or 15-Year Fixed Refinance

The length of your mortgage after refinancing depends on your goals. With a 10 or 15-year refinance mortgage, monthly payments will be larger, but you will pay less interest over
the life of the loan.

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30-Year Fixed Refinance

30-Year Fixed Refinance

A 30-year refinance mortgage spreads the length of repayment out over a longer time period. Therefore, the monthly payment is smaller.

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